Sep
9

Goodwill Industries in Kentucky – Southern Fried Goodness

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In 1923, in the basement of Temple Methodist Church, Reverend John L. Fort established Goodwill Industries of Kentucky. That was almost a century ago now and the organization has seen many changes. It has also helped countless individuals and families to improve their lives over the years. Back when Goodwill Industries first began working in Kentucky, the motorcar was something that only the rich could afford, so vehicle donation was simply unheard of. Now, however, it is one of the charity’s main sources of funding.

Goodwill Industries now has 55 donation centers in Kentucky and stores in 34 counties. The organization’s website boasts that 75% of residents in Kentucky live within 20 miles of a Goodwill store.

As with Goodwill Industries across America, the Kentucky branch of Goodwill relies heavily on vehicle donations to continue their work. These vehicles are either sold at a discounted price to families with low incomes, or they are auctioned off to raise funds for the charity as a whole. No matter what happens to your vehicle donation, however, you’ll know that it will be used to change somebody’s life for the better. If there’s one thing you know to be true of Goodwill Industries, its that they never pass over an opportunity to improve somebody’s life.

At their annual awards ceremony in February 2009, Roland R. Blahnik, president and CEO of the charity, thanked his fellow Kentuckians for their continued support throughout the years, saying that the ongoing success in the state was in no small part thanks to them.

Good things are happening at in Kentucky. If you have a used car or truck to donate, it can go a long way in helping people all over the country no matter where you live.

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Categories: Donate My Car
Sep
5

Book Review – My Sister’s Keeper

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My Sister’s Keeper is the first I’ve read by Jodi Picoult. It is well written and the plot is very interesting. It is a different kind of drama that revolves mainly around the thirteen year old girl by the name of Anna Fitzgerald. Anna came into this world in a very unique manner. She was specifically designed to match the rare blood type of her sister Kate. Her parents thought this was the best solution to help Kate who is suffering from an acute type of leukemia. The day Anna was born, the doctors drew blood from her umbilical cord to donate to Kate. And as years passed, whenever Kate will be hospitalized, Anna would most likely be made to tag along too. In the course of treating her sister’s fatal illness, Anna was made to donate her bone marrow, stem cells, and blood.

Fast forward to the present and Anna is now thirteen. She is now being asked to donate one of her kidneys for Kate. This time she wants to refuse, and Anna resorts to legal counsel for help. She wants medical emancipation. And this is where the whole gripping drama starts to unfold. The legal battle is emotionally difficult for everyone because Anna is suing her mother, not to mention that Anna is a minor. The court proceedings are held in utmost care to avoid unnecessary trauma to all the parties involved.

I liked the story if only for the fact that it emphasized the importance of making your own decisions in life and relying on no one else other than yourself. At thirteen, even with trembling and cold feet, Anna stood up for what she thought was right. It was not a matter anymore of being selfish or loving a sister any less if she does not want to donate an organ. It’s just all about having enough and saying NO because she feels it so. It did not diminish the love she feels for the family as well. How many of us at such an early age could muster that kind of courage and actually get a Lawyer to get what you want? It is no easy decision especially when faced with a dying sister. Although it is fictional, Anna is an inspiration to me because she has the spirit that I don’t have to get the kick I want to happen in my life.

However, the author wasted her efforts in building up the scenes to a very compelling climax and then afterwards settling for a very safe albeit highly improbable denouement. It could have been a very fitting end in the courtroom when the judge knocked his gavel down after deciding the fate of Anna. But the author went for a more sensationalized twist in the last few pages. Sure, the judge granted medical emancipation after all. But then, on her way back home, Anna figured in a car accident that left her brain dead. Her kidney was donated to Kate before the plug to her respirator machine was finally pulled. And miracle of miracles, the organ worked perfectly and Kate lives.

Other than the disappointing twist, this book is highly recommended. Picoult presented the story by shifting first person narratives from one character to the other. It allowed readers to peer through the minds of each of them rather than just being focused on Anna. This style of writing was very effective in conveying the fact that there is no clear delineation to morality. Judging what is right from wrong is never as simple as black and white because we are presented with different perspectives always. It is not easy to judge the parents who are just doing their best to save a dying daughter. It is neither Anna’s fault to refuse to give up her kidney. But as differences arise in a family, love is the only thing that emanates to respect differing opinions and keep them together.

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Categories: Donate My Car
Sep
3

How to Donate a Used Car to Charity to Get a Tax Deduction and Make Sure It’s Legal!

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You can donate a used car to charity – truck or other vehicle and get a good tax deduction or tax write-off. Most charities will want used cars to truck that are drivable, however there are a few that will accept used cars with minor repairs or cars that won’t entail a lot of work to get them running again.

Deciding on the charity will be the next decision to make. There are hundreds of charities looking for car donations – cars, trucks, RV’s, Vans, motorcycles and just about any vehicle that you can imagine, even airplanes.

They may have used car lots that they sell the cars or other vehicles on or they may broker them out to a middleman who specializes in selling these cars and share some of the profit with the charity. However the charity only gets a small percentage of the profits. Charities do this because they’re not set up to re-sell the cars. They don’t have the storage space and can’t afford to run charity auctions, which can be very expensive. Car donation charity auctioneers charge huge fees.

You can start by contacting your local charities and see what their criteria are and if they actively sell or use the vehicle or broker it out and whether the car must be in running condition or not. Also find out if towing is required, who pays for it. Some charities keep the vehicle for their own use or donate it to a worthy person in need of a car to get to a job, school, etc.

Many charities are not legally set up to accept car donations. You want to make sure to check whether they are or not. You can check with the IRS to see if they’re a non-profit organization listed under paragraph 501 ( C ) ( 3 ).

The amount of your tax deduction is going to depend on the value of the car or other vehicle. You may have to use an auto guide like Kelley Blue Book or NADA’s guide to establish a value for the vehicle. In some instances you may need to get an outside appraisal, especially if you think the car has considerable value, to get the best tax deduction.

It doesn’t take a lot of effort to donate a used car to charity and the resulting tax deduction makes it well worth it. Do the initial homework and legwork and the rest will be done by the charitable organization. They will help you make the car donation process easy.

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Categories: Donate My Car
Aug
31

How To Donate Your Car

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car donations can help a number of people acquire the basic amenities of life such as food, clothing, and shelter. It can help the distressed to a large extent by providing assistance and relief. The most important thing here is that there are no hassles involved in the donation of a car. Cars that are not run in years are also accepted after evaluating their value. The title to the car is extremely important when donating. But if there is no title, the organization can still make necessary arrangements. The Motor Vehicle Department of the donor’s state can also help in this regard. There should be no lien on the car.

The donor does not have to drive the car down to the charity organization. This is taken care off by the organization itself. The organization has the car towed away by a reliable, bonded, and licensed towing company free of cost. The towing company contacts the donor within three to four working days at the latest and accordingly the time and place which suits both the parties concerned is decided and the car is towed. The donor should ensure that there are no hidden costs involved. An online application form has to be filled by the donor to contact the organization to schedule a pick up. Donations should be made to an IRS registered on profit making organization. An added advantage of donating a car is tax benefit. If the car is accepted by the charity organization after looking at its condition, a tax-deductible receipt is issued. Donation is deductible under income tax. The amount of deduction may be the value of the car up to $500 or the amount for which the car is sold, if above $500.

While donating, the car should be cleaned and it should be free of any personal belongings. The keys should be left on the dashboard incase the donor is not at home at the time of pick up. Any problem with the car until it has been picked up by the organization is the responsibility of the donor. All the previous fines and storage charges are the donor’s liability. After the car is towed, it is the responsibility of the organization.

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Categories: Donate My Car
Aug
29

Top 5 Reward Credit Cards

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If you’re going to get a credit card, you want the one which is going to work the hardest for you. Therefore it makes sense to choose one with a reward scheme, where you’ll get something back for your spending. And the more you spend, the more you get back! So let’s take a look at the top 5 types of reward card.

1. Airmiles Reward cards

Every time you spend money, you accumulate more airmiles. Airmiles don’t translate exactly into actual miles and how much they’re worth can vary from card to card. You don’t have to use airmiles on flights, you can also save money on hotels, car hire, theme park tickets and activity dates.

As with all these cards, the more you spend, the more rewards you get, so use your card to pay for big purchases as well as day to day costs and your points will build up faster. As with most reward cards, if you don’t pay off in full each month you may be charged more in interest than you’re earning from rewards, so make sure you read the terms and conditions before signing up.

2. Loyalty Reward Card

Loyalty schemes are great for people who spend a lot of money with one company, so it’s a good idea to consider where most of your monthly pay check goes before committing to one brand.  If you spend hundreds of pounds a month in your local supermarket or petrol station, it may be worth choosing a card from them. While some card providers will only give you points for the money you spend with them, others will reward you for spending elsewhere too, albeit with less points, which is definitely something to consider when choosing your card.

The main benefit of a reward card is that you can use the points you earn as full or part payment when buying goods or services from that company. However, they also come in the form of special offers and discounts from that company.

3. Cashback Credit Card

The very first thing you should know about cashback credit cards is that they’re only good for people who pay off the balance each month. The interest rates are high if you don’t pay your balance on time and they require excellent money management skills to get any benefit. If you already have debts, get a 0% interest balance transfer card or a lifetime balance transfer card instead.

That said, if you manage them properly, they can have a great return and some offer up to 5% cash return on everything you spend during the promotional period. To get the most out of them, use them as you would your debit card, pay them off fully each month and don’t buy things you wouldn’t have done anyway. Some cards even offer discounts at selected retailers, so look around for a card that will benefit you the most before signing up.

4. Charity Credit Cards  

While charity credit cards sound like a great idea, and are pretty popular as a result, unfortunately in most cases hardly any of the money you spend will be donated to charity – normally around 0.25%.

If you want to give money to charity, it can be better to get a cashback reward card and use the money you earn to donate to charity. If your cashback credit card offers 5% cashback in the promotional period you could be earning 20 times more for your chosen charity. By doing it this way you can also Giftaid your donation, which most charity credit cards don’t allow you to do. This means your charity of choice can reclaim the tax on your donation and get more money, with no extra cost to you.

5. Football cards

Football credit cards are another deal that sounds great, supporting your team by wearing your colours on your card, and you’re supporting the future of your club by donating money to the academy team. Unfortunately football credit cards are of a similar breed to charity credit cards and hardly give any money back. As suggested with charity credit cards, another option is to get a cashback reward card and donate the money you earn to your club.

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Categories: Donate My Car